> For the complete documentation index, see [llms.txt](https://pait.gitbook.io/pait/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pait.gitbook.io/pait/faq/genaral.md). # Genaral GENERAL ### 1. What is PAiT? PAiT is an AI-driven liquidity manager for on-chain capital allocation. It automates capital allocation across decentralized liquidity markets. The system combines algorithmic analysis with human oversight to allocate capital across multiple liquidity sources and generate allocation outcomes. ### 2. What is the main/real product? The main product is Earn — an AI + human autopilot for on-chain liquidity allocation in stablecoins and tokens. With one click, your capital is automatically distributed and works 24/7 generating allocation outcomes. Additional product: Partnership Referral Program. ### 3. Who manages and stores the funds? Management: The AI provides real-time analysis and recommendations. Final decisions and execution are handled by a dedicated 3-person multisig team made up of senior executives who carry personal liability for the management of the funds (as required under the structured allocation authorization framework PAiT is currently acquiring). Storage: Funds are held and managed directly by PAiT in audited on-chain liquidity positions. The company’s internal treasury is completely separate and used only for operational reserves. ### 4. How is PAiT better than other companies? Simplicity for beginners — clean Web2-style allocation environment. Simply connect your wallet once and start Earn with one click. Smart AI + 24/7 human oversight — proprietary AI monitors 800+ pools and works together with a dedicated analyst team (not just a passive allocation outcome aggregator) Controlled liquidity — processed within 24 hours, with only a 1% early withdrawal fee during the 12-month allocation period Full on-chain transparency — every position is publicly visible on DeBank and blockchain explorers Partnership Referral Program — optional additional participation-based opportunity Superior risk management — broad diversification across 100+ positions with a strict ≤2% limit per liquidity pool and only independently audited protocols ### 5. Is this legal? In which countries? Yes, PAiT is fully legal and operates as a structured capital allocation framework under Cayman Islands law. Our company (PA Network iT Ltd.) is an Exempted Company incorporated in the Cayman Islands and is currently acquiring the appropriate authorization structure. This structure enables us to offer services in most non-sanctioned jurisdictions worldwide, subject to local regulations. We enforce strict KYC/AML procedures on all participants. It is fully available in the EU (including Lithuania), Ukraine, and the vast majority of countries where crypto is not prohibited. It is restricted or prohibited in jurisdictions where DeFi, crypto allocation structures, or related services are banned. We strongly recommend you check the regulations in your own country before allocating capital. ### 6. Is there an app? Yes, a web allocation environment (beta is live) with EARN (Automated Allocation Engine), Partnership Referral Program. ### 7. Are there competitors? Yes: Yearn.finance, Beefy, Osmosis, and other allocation outcome optimization environments. PAiT stands out with AI + human oversight, structured access conditions (24h processing with 1% early fee), Partnership Referral Program, and ease of use for eligible participants. ### 8. What are the company’s goals? PAiT’s mission is to give eligible participants worldwide easy access to structured on-chain allocation opportunities, grow the ecosystem globally, educate participants on financial literacy, and help them achieve financial freedom. Our main goals are: To make professional-grade on-chain liquidity allocation simple, safe, and accessible to eligible participants through Earn To expand the PAiT ecosystem on a global scale To increase financial literacy and promote smart capital management To support participants in building long-term financial independence through transparent, automated allocation outcomes ### 9. How does PAiT generate returns? PAiT generates allocation outcomes by deploying capital into decentralized finance (on-chain liquidity environments) and strategies, where income is produced through: Trading fees from decentralized exchanges Liquidity provision rewards Structured allocation strategies across multiple assets The system continuously reallocates capital to optimize performance across different market conditions. ### 10. Where does the income come from? How does the company make money? Main source: Allocation outcomes from liquidity pools (PAiT keeps everything above the 20% paid to participants + reserves for compounding). 30% commission from Partnership Referral Program sales. 50 USDC annual subscription for Earn. ### 11. Where is the company registered and how transparent is it? Are all necessary documents available? The company is PA Network iT Ltd., an Exempted Company incorporated in the Cayman Islands with Limited Liability on 11 March 2026 (Certificate of Incorporation No. CR-432537). The operational team is based in Lithuania, Ukraine, India, Turkey, and Kazakhstan. Full Certificate of Incorporation is publicly available. The allocation framework follows strict KYC/AML procedures and is currently acquiring the appropriate authorization structure. ### 12. Why is this not a pyramid scheme or another hype project? It is not a pyramid scheme. The main income comes from real on-chain allocation outcomes generated by providing liquidity in DeFi pools (trading fees + compounding). New participants do not pay old participants — the capital works in audited DeFi protocols. The Partnership Referral Program is secondary and optional. There is a real product (Earn) with over 3 years of development and live on-chain positions. ### 13. What does AI have to do with it? How can I verify the AI’s work? The PAiT AI continuously monitors 800+ liquidity pools based on performance, volume, and fees, then recommends the best opportunities for rebalancing. The AI models and algorithms are proprietary intellectual property of PAiT. A 24/7 human analyst team reviews the AI’s suggestions and executes the final decisions, with a strict hard cap of ≤2% per liquidity pool. Verify on-chain: All LP tokens are held in publicly published PAiT cold wallets. Participants can double-check and monitor the complete allocation profile in real time on DeBank.com using the official PAiT wallet addresses. ### 14. What happens to my money after I deposit? 1. Your funds are allocated into your account within the PAiT system. 2. Capital is transferred into PAiT’s treasury infrastructure. 3. The system deploys funds across multiple DeFi strategies. 4. LP positions are created as proof of allocation (internally tracked). 5. Your balance reflects your proportional share of deployed capital. 6. You do not need to manage wallets, protocols, or transactions manually. ### 15. Do I directly own the assets or positions? No. PAiT operates as a custodial system. Participant balances represent their share within the system, rather than direct ownership of underlying blockchain positions. All positions are managed and operated by PAiT infrastructure. ### 16. Can I withdraw my funds at any time? Yes. Withdrawal access can be requested subject to structured allocation conditions. The system processes withdrawals through a combination of reserve liquidity and position liquidation. LP positions are redeemed (burned) as part of the withdrawal process. Funds are returned to the user. When you allocate capital, you sign an agreement to allocate your capital for 12 months. There is no hard lock-up — withdrawal access requests are usually processed within 24 hours, subject to liquidity conditions. Early withdrawal (before the end of the 12 months) incurs a 1% fee on the withdrawn amount. Estimated processing time: up to 24 hours (typically faster depending on liquidity conditions). ### 17. How does withdrawal work? Request in the app → processed within 24 hours (1% early withdrawal fee applies if before the end of the 12-month allocation period) → to your wallet. Full or partial withdrawal is possible. ### 18. What guarantees are there? Why are there none? There are no guarantees of future allocation outcomes — past performance is not indicative of future results. * We do guarantee a transparent and secure process: * Full on-chain transparency of all positions * Funds are held and managed by PAiT in audited on-chain liquidity positions * Only independently audited protocols are used * Regular independent audits * Strict risk management with 24/7 AI + human oversight The 20% annual target is a conservative goal based on historical back-tested data from the last 4 years, which has consistently delivered significantly higher allocation outcomes than 20%. Participants receive 20% of the generated allocation outcomes; PAiT keeps everything above 20%. ### 18. Which wallet should I use if I am new to on-chain allocation? PAiT does not require participants to use one specific wallet. You may choose **MataMask** [https://metamask.io](https://metamask.io/) or any compatible wallet that supports the relevant networks and allows you to interact with the PAiT allocation environment. For beginners, the following wallet options may be considered: **Trust Wallet**\ A widely used wallet with a relatively simple onboarding process. It may be suitable for participants who want a familiar mobile wallet experience with optional seed phrase handling. Download: Trust Wallet official download page: **Rabby Wallet**\ A more advanced wallet option often used by participants with prior DeFi or on-chain experience. It offers a clearer transaction interface than many traditional browser wallets and may be more suitable for users who are comfortable managing on-chain interactions. Download: Rabby Wallet official website: For security reasons, always download wallets only from official websites or official app stores linked from those websites. PAiT does not control third-party wallets and is not responsible for wallet access, security settings, private credentials, or user-side transaction approvals. \
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