> For the complete documentation index, see [llms.txt](https://pait.gitbook.io/pait/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pait.gitbook.io/pait/introduction.md).
# Introduction
### **PAiT — Structured On-Chain Yield Management**
PAiT is a professionally managed app that accepts USDC from participants and deploys it across highly diversified on-chain yield strategies. Participants receive **PAiT Index Tokens** — exclusively claimable by the depositing participant — which serve as the redemption vehicle for their USDC plus accrued yield, targeting up to **20% annual growth**.
**Access to PAiT app is available via referral link.**
***
### **Our Vision**
We envision a world where sophisticated capital allocation in decentralized finance is **simple, secure, and accessible** to anyone who values stability and discipline.
PAiT was built to bridge traditional wealth-building principles with the opportunities of on-chain finance — allowing participants to benefit from DeFi’s potential without it becoming a full-time job or high-risk gamble.
***
### **Our Mission**
Our mission is to deliver a **structured, transparent, and low-effort** way for serious investors to participate in on-chain yield through disciplined capital allocation. We combine proprietary AI intelligence with human oversight and institutional-grade security to generate sustainable returns from real liquidity provision.
***
### **The Problem**
DeFi offers attractive yields, but most investors face significant barriers: fragmented opportunities across thousands of pools, impermanent loss, operational complexity, security risks, and misaligned incentives. As a result, sophisticated capital either stays on the sidelines or takes unnecessary risks.
***
### **Our Solution**
PAiT solves this by acting as a **professional asset manager for on-chain yield**.
* Capital is dynamically allocated across three core strategies: **Stable Coins Yield** , **DEX Liquidity**, and **DEX Concentrated Liquidity**.
* Extreme diversification (minimum 50 positions, maximum 2% per position).
* Hybrid AI + Human management with strict risk controls.
* Institutional custody (3-of-5 multisig with time-lock).
**The PAiT Advantage**: You deposit USDC, receive PAiT Index Tokens, and let a disciplined system work for you — while maintaining full transparency and alignment.
***
### **Participation Requirements**
* Minimum initial allocation: **$100 USDC**
* KYC is mandatory for allocations of **$1,000 USDC and above**
**Last updated**: June 2026
Founders: Jona Dovydaitis & Justinas Areliunas
***
*This document is provided for informational purposes only to eligible participants and does not constitute investment advice. It is not a prospectus or offering memorandum.*
*PAiT is in the process of obtaining a closed-ended private fund license in the Cayman Islands.*
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