> For the complete documentation index, see [llms.txt](https://pait.gitbook.io/pait/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pait.gitbook.io/pait/introduction.md). # Introduction ### PAiT is an on-chain capital allocation platform. Users may deploy USDC through the platform and receive PAiT Index, which represent their claim on the deployed capital and any yield generated Capital is allocated across diversified yield strategies on 50+ chains using concentrated liquidity and lending protocols. Allocation decisions are generated by an AI Operator and executed through multi-signature cold wallets. The PAiT Index targets 20% annual growth based on live strategies. This target is not guaranteed. All participation involves risk, including the potential loss of capital. **Access to PAiT is available exclusively via referral link.**
Founders: Jonas Dovydaitis & Justinas Areliunas ### **Our Vision** We envision a world where users can access on-chain yield opportunities through a structured, transparent, and well - managed platform - with clear processes, strong risk controls, and reliable infrastructure. *** ### **Our Mission** To provide users with a structured and transparent way to access on-chain yield through disciplined capital allocation, professional risk management, and secure infrastructure. *** ### **The Problem** DeFi can offer attractive yields, but many users face real challenges when trying to participate. These include fragmented opportunities across numerous protocols, impermanent loss, operational complexity, security risks, and unclear incentives. As a result, many potential participants either avoid on-chain yield entirely or take on risks they may not fully understand. *** ### **Our Solution** PAiT provides a structured on-chain capital allocation service. Users deposit USDC and receive PAiT Index tokens, which represent their claim on the deployed capital and any yield generated. Capital is allocated across diversified yield strategies on 50+ chains using concentrated liquidity and lending protocols. Allocation decisions are generated by an AI Operator and executed through multi-signature cold wallets with strong custody controls. Users deposit USDC, receive PAiT Index tokens, and gain exposure to diversified on-chain yield while PAiT manages allocation, monitoring, and operational complexity. *** ***Important Legal Disclaimer*** *This document is provided for informational purposes only and does not constitute investment advice, a prospectus, or an offering memorandum. No regulatory authority has reviewed or approved the information contained herein.* *PAiT is in the process of obtaining a closed-ended private fund license in the Cayman Islands.* *DeFi involves significant risk, including smart-contract risk, market and volatility risk, impermanent loss, liquidation risk on leveraged strategies, depeg risk, bridge/CEX counterparty risk, and the potential total loss of capital. While PAiT applies diversification (≥50 pools, ≤2% per position), risk monitoring, and custody controls to reduce risk, these measures do not eliminate it. Past or modeled performance does not predict future results.* **Last updated**: July 2026